How to distinguished Original Real Estate Title

How to distinguished Original Real Estate Title

Distinguishing a original real estate title in the Philippines is crucial before engaging in any property transaction. I can share some key points to help you identify potential red flags:

Physical Characteristics:

  • Paper: Feel the paper. Authentic titles use special paper supplied by the Bangko Sentral ng Pilipinas (BSP), It should have a texture similar to a bank check, with a faint “LRA” watermark and tiny visible fibers.
  • Color: Old titles (OCT) are light yellow, new e-titles are pale straw, both have tiny dots and fibers
  • Printing: Authentic titles are high-quality with consistent fonts and ink color. Look for misspellings, blurry text, or uneven printing.
  • Security Features: Check for embossed borders, a red seal that doesn’t smudge, and planchettes (colored circular patterns). Duplicate copies have “Owner’s Duplicate” printed and a red seal.
  • Serial Numbers: The original copy’s serial number is red, the duplicate’s is black. Both should match the series in the registry where issued.

Content and Verification:

  • Dates: Ensure the judicial form date printed on the title corresponds to the actual printing/revision year.
  • Information: Verify details like owner names, property location, and area against other documents and seller information.
  • Title History: Trace the title’s history by checking the mother title, derivative titles, and Primary Entry Book for related transactions.
  • Registration: Seek professional assistance for title verification at the Land Registration Authority (LRA) or Registry of Deeds (ROD) where the title is registered.

Additional Tips:

Documentation

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