Real Estate Scams in the Philippines: How to Spot and Avoid Them
Buying property is one of the biggest financial decisions a person can make.
For many Filipinos, it represents a lifetime of hard work and savings. But sadly, real estate scams in the Philippines continue to thrive, preying on unsuspecting buyers and investors. Whether you’re an OFW investing in a retirement home, a first-time buyer, or someone looking to grow your real estate portfolio, being aware of these scams is your first line of defense.
In this article, we’ll walk you through common real estate scams in the Philippines and how to avoid becoming a victim.
1. Double Selling
What it is:
Double selling happens when a scammer sells the same property to multiple buyers. The most common victims are those who don’t check the property title with the Land Registration Authority (LRA).
How to avoid it:
Always request a certified true copy of the title and verify it with the LRA. Check for encumbrances, liens, or any other ownership issues. If you’re buying from a developer, make sure they’re licensed by the Housing and Land Use Regulatory Board (HLURB) or Department of Human Settlements and Urban Development (DHSUD). DHSUD
2. Fake Titles
What it is:
Scammers create counterfeit land titles that look legitimate. These are sometimes paired with fake IDs and documents to deceive buyers.
How to avoid it:
Cross-check the title’s authenticity with the Registry of Deeds. Bring a real estate lawyer or licensed broker with you if you’re unsure. Also, compare the physical title with known legitimate titles for watermark, paper texture, and red markings. Land Registration Authority
3. “Too Good to Be True” Offers
What it is:
Be wary of listings offering properties at prices way below market value. Scammers use urgency tactics like “madaling maubos” or “last unit na po!” to pressure buyers into paying quickly without doing due diligence.
How to avoid it:
Take your time. Research the going rates in the area and compare. If the offer is dramatically cheaper, that’s a red flag. Remember: if it sounds too good to be true, it probably is.
4. Fake Agents or Unlicensed Brokers
What it is:
Anyone can pose as a real estate agent online. Some will even wear uniforms and carry fake IDs.
How to avoid it:
Always ask for the PRC license number of the broker and verify it on the Professional Regulation Commission (PRC) PRC website. You can also look them up through the DHSUD Accredited Salespersons and Brokers List. DHSUD Broker and Salespersons List
5. Pre-selling Projects Without Permits
What it is:
Some developers advertise and accept payments for condominiums or subdivisions that aren’t yet approved for construction.
How to avoid it:
Request the License to Sell and Certificate of Registration from the developer. You can verify this information with DHSUD.
6. “Rent to Own” Scams
What it is:
This usually involves someone offering a property for rent-to-own without actually owning the property themselves.
How to avoid it:
Always ask to see proof of ownership and cross-check with the Registry of Deeds. If possible, deal only with licensed developers and trusted leasing agencies.
Conclusion: Ingat-Ingat Din Pag May Time
Buying a property should be exciting and rewarding, hindi stressful at puno ng kaba.
Kaya bago ka maglabas ng malaking pera, always do your homework—mag-research, magtanong, at mag-verify.
If possible, seek legal advice or consult a licensed real estate broker. Wag kang matakot maging “metikuloso,” lalo na kung ang kapalit ay seguridad at peace of mind mo.
Sa panahon ngayon, hindi sapat ang pagiging mapagkakatiwalaan—dapat marunong ka ring magtanong at magduda kapag kailangan.
Remember, it’s always better to be safe than sorry. Iwas scam, iwas stress!
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